Table of Contents
- What is MPKAY?
- Key Benefits of MPKAY
- Who is Eligible for MPKAY?
- MPKAY Coverage
- How MPKAY Works
- MPKAY Coverage for Cancer Treatment
- Why Choose MPKAY?
- MPKAY Services at Onco-Life
- Documents Required
- MPKAY Support at Onco-Life
- Compare MPKAY with Other Government Schemes
- Contact Details
- Frequently Asked Questions (FAQs)
The Maharashtra Police Kutumb Arogya Yojana (MPKAY) is a Government of Maharashtra healthcare scheme that provides cashless medical treatment to serving and retired Maharashtra Police personnel and their eligible family members. The scheme covers cancer treatment, surgeries, hospitalization, emergency care, diagnostics, and other medical services at empanelled hospitals across Maharashtra.
At Onco-Life, we assist MPKAY beneficiaries with eligibility verification, admission, pre-authorization, and comprehensive cancer treatment, ensuring a smooth and cashless healthcare experience.
Eligible family members are covered according to the current MPKAY family declaration and member-verification rules. Dependency, number of children, age, employment and marital-status conditions may apply. Eligible family members receive healthcare benefits under the same MPKAY membership and can access treatment using the beneficiary’s MPKAY identification.
Our team at Onco-Life can help confirm your family’s recorded status before admission.
What is MPKAY?
The Maharashtra Police Kutumb Arogya Yojana (MPKAY) is a dedicated healthcare arrangement of the Government of Maharashtra for eligible Maharashtra Police personnel and their dependent family members. MPKAY is a long-standing Government of Maharashtra medical-care arrangement for eligible Maharashtra Police personnel and their dependent family members. It provides cashless healthcare through a network of empanelled hospitals across the state. Key characteristics of the scheme include:- No annual premium payable by beneficiaries
- Cashless treatment for approved diseases and procedures at empanelled hospitals
- Coverage extending to dependent family members recorded under the scheme
Key Benefits of MPKAY
| Benefit | Description |
|---|---|
| Unlimited Cashless Treatment | No annual financial limit on hospitalization or medical treatment. |
| No Annual Premium | The scheme is fully funded by the Government of Maharashtra, with no premium payable by beneficiaries. |
| Family Coverage | Covers eligible spouse, children, and dependent parents under the same membership. |
| Direct Hospital Admission | No referral is generally required for admission to empanelled hospitals. |
| Comprehensive Healthcare | Covers cancer treatment, surgeries, emergency care, diagnostics, ICU care, and hospitalization. |
| Equal Benefits for All Ranks | Every eligible police personnel—from Constables to IPS Officers—receives the same healthcare benefits. |
| Emergency Medical Care | Provides 24×7 cashless emergency treatment at empanelled hospitals. |
Who is Eligible for MPKAY?
Eligible Beneficiaries
| Category | Eligibility |
|---|---|
| Serving Maharashtra Police Personnel | All serving police personnel, regardless of rank. |
| Retired Police Personnel | Retired Maharashtra Police personnel receiving government pension. |
Eligible Family Members
| Dependent | Coverage |
|---|---|
| Spouse | Covered under the ECHS family membership. |
| Children | Eligible up to 25 years of age, as per ECHS guidelines. |
| Dependent Parents / In-laws | Covered if they meet the financial dependency criteria specified by ECHS. |
MPKAY Coverage
One of the biggest advantages of MPKAY is its unlimited annual coverage. The scheme covers 900+ medical procedures, including:Cancer Treatment
- Cancer surgeries
- Chemotherapy
- Radiation therapy
- Oncology consultations
- Diagnostic investigations
- Follow-up care
General Surgery
- Appendix removal
- Hernia surgery
- Abdominal surgeries
Cardiac Care
- Heart surgeries
- Angioplasty
- Valve replacement
Orthopedic Care
- Joint replacement
- Spine surgery
- Fracture fixation
Trauma & Emergency Care
- Accident treatment
- Emergency surgeries
- Critical injury management
Maternity Care
- Normal delivery
- Caesarean section
- Pregnancy-related complications
Pediatric Care
- Pediatric surgeries
- Birth defect correction
Critical Care
- ICU admission
- Ventilator support
- Life-support services
Diagnostic Services
- MRI
- CT Scan
- PET-CT
- Laboratory investigations
How MPKAY Works
Step 1 – Obtain Your MPKAY Card
Eligible police personnel receive an official MPKAY Health Card or identification through their police department. The card includes:- Police ID Number
- Family Member Details
- Scheme Validity
Step 2 – Visit an Empanelled Hospital
Visit any MPKAY empanelled hospital across Maharashtra, including Onco-Life. Carry:- MPKAY Card
- Police ID
- Government-issued Photo ID
Step 3 – Direct Hospital Admission
Unlike many government schemes, MPKAY generally allows direct admission without requiring a referral. Hospital staff register the patient under MPKAY and complete member verification.Step 4 – Pre-Authorization
The hospital submits treatment details for approval. Pre-authorization timelines vary depending on the treatment, member verification, supporting documentation and scheme authority processing. Emergency treatment can begin immediately, with authorization completed subsequently as per scheme provisions.Step 5 – Receive Cashless Treatment
Once approved, treatment is provided on a cashless basis for eligible beneficiaries at empanelled hospitals, within the approved disease categories and applicable government-approved rates. Coverage includes:- Hospitalization
- Surgery
- ICU Care
- Medicines
- Diagnostics
- Doctor Fees
Step 6 – Discharge & Follow-up
Patients receive:- Discharge Summary
- Medical Reports
- Follow-up Schedule
MPKAY Coverage for Cancer Treatment
MPKAY offers comprehensive support for cancer patients within the scheme’s approved disease categories.Covered Services Include:
- Cancer surgeries
- Tumour removal procedures
- Chemotherapy (multiple cycles)
- Radiation Therapy (EBRT, IMRT, Brachytherapy)
- Biopsy and pathology services
- Pain management
- Nutritional support
- Follow-up monitoring
Why Choose MPKAY?
| Feature | Benefit |
|---|---|
| No Premium | No annual premium or enrollment fee. |
| Cashless Treatment | Approved treatment at empanelled hospitals is provided on a cashless basis, subject to verification, preauthorization and applicable rates. |
| Direct Admission | Referral is generally not required for hospitalization at empanelled hospitals. |
| Family Benefits | Covers eligible family members recorded under the MPKAY family declaration. |
| Equal Coverage | Same healthcare benefits for all eligible police personnel, regardless of rank. |
| Emergency Access | 24×7 cashless emergency treatment at empanelled hospitals. |
| Statewide Hospital Network | Access to empanelled hospitals across Maharashtra. |
MPKAY Services at Onco-Life
All four Onco-Life centres are empanelled under MPKAY. Each centre has a dedicated MPKAY coordination team to assist with:- Admission
- Card verification
- Pre-authorization
- Hospital billing
- Follow-up care
Documents Required
For Police Personnel
- MPKAY Health Card or Police ID
- Aadhaar Card or Government-issued Photo ID
- Medical prescription (if applicable)
- Previous medical records
For Family Members
- Family Member ID
- Government-issued Photo ID
- Police Personnel’s ID Number
- Previous medical reports (if available)
MPKAY Support at Onco-Life
Our coordinators assist with:- MPKAY eligibility verification
- Card verification
- Direct admission
- Emergency coordination
- Pre-authorization
- Cancer treatment planning
- Post-discharge support
Compare MPKAY with Other Government Schemes
| Scheme | Coverage | Eligible Beneficiaries | Learn More |
|---|---|---|---|
| MJPJAY | ₹1.5–2.5 Lakh | Eligible families in Maharashtra | Explore MJPJAY |
| PM-JAY | ₹5 Lakh per Family per Year | Eligible beneficiaries across India | Explore PM-JAY |
| ECHS | Unlimited (No Annual Cap) | Ex-servicemen and their eligible dependents | Explore ECHS |
| CGHS | As per CGHS Guidelines | Central Government employees, pensioners, and other eligible beneficiaries | Explore CGHS |
Contact Details
| Location | Contact Numbers |
|---|---|
| Satara | 02162-350063 7769004343 7030362222 |
| Talegaon | 8128124067 8128123067 |
| Chiplun | 7378958000 9404240762 |
| Wagholi | 8128124067 8128123067 |
Frequently Asked Questions (FAQs)
Maharashtra Police Kutumb Arogya Yojana (MPKAY)
Who Is Eligible For MPKAY?
Eligible serving Maharashtra Police officers and personnel, together with dependent family members recorded under the scheme, are covered by MPKAY.
Do I Need To Pay Any Premium?
No. MPKAY is funded by the Government of Maharashtra, and beneficiaries do not pay an annual premium.
Do Family Members Need Separate MPKAY Cards?
Eligible family members are covered under the same MPKAY membership and can receive benefits as per current family declaration and member-verification rules.
Is Cancer Treatment Covered Under MPKAY?
Yes. MPKAY covers cancer surgeries, chemotherapy, radiation therapy, diagnostics, hospitalization and follow-up care within the scheme's approved disease categories and applicable government-approved rates.
What Is Covered Under MPKAY?
Cashless treatment is available for approved diseases and procedures at empanelled hospitals, subject to beneficiary eligibility, member verification, preauthorization and applicable government-approved rates. Treatment outside the approved categories is not covered by the scheme.
Can I Use MPKAY Outside Maharashtra?
MPKAY is primarily valid at empanelled hospitals within Maharashtra. For treatment outside the state, eligibility and applicable provisions should be confirmed with the scheme authorities.
