What is MJPJAY?
The Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) is Maharashtra’s state health insurance scheme, run by the State Health Assurance Society. It covers hospitalisation for cancer, cardiac disease, kidney conditions, neurosurgery, and other serious illnesses – cashless, at empanelled hospitals across the state, including Onco-Life’s centres in Satara, Chiplun, Talegaon, and Wagholi (Pune).
Key benefits
- No cash needed for approved procedures at empanelled hospitals
- Up to ₹1.5 lakh per family per year (₹2.5 lakh for kidney transplants)
- Covers 1,000+ procedures across oncology, cardiology, orthopaedics, nephrology and general surgery
- 900+ empanelled hospitals statewide
- Diagnostic imaging and pre-/post-hospitalisation follow-up included
Eligibility Criteria for MJPJAY
- Maharashtra residents with a valid Aadhaar or ration card
- Yellow or Orange Ration Card (low-income/BPL) holders
- Farmers from 14 government-identified distressed districts
- Accredited journalists (under the state’s Directorate of Information and Public Relations)
- Antyodaya Anna Yojana (AAY) registrants
You’ll need: Aadhaar, income certificate or ration card, proof of residence, a doctor’s referral, and a hospital estimate if applicable.
What’s Covered – And What Isn’t
MJPJAY covers a wide range of medical and surgical conditions across specialties, reducing financial burden for essential treatments such as chemotherapy cost in Pune.
Specialities and Examples of Covered Treatments
- Oncology (Cancer — Free Treatment Under MJPJAY): Chemotherapy, radiation therapy, cancer surgeries, with referral pathways to experts such as a lung cancer specialist in Mumbai when required.
- Cardiology: Angioplasty, CABG, cardiac device implantation.
- Nephrology: Dialysis, kidney transplant, chronic kidney failure management.
- Orthopaedics: Joint replacement, fracture fixation, spine surgery.
- Neurosurgery: Brain tumour removal, spinal disorder treatment.
- General Surgery: Appendicitis, hernia, gallbladder surgery.
- Obstetrics & Gynaecology: C-section, hysterectomy, ovarian cyst removal.
- Paediatrics: Neonatal care, congenital defect surgeries.
What MJPJAY Does NOT Cover
- Cosmetic or aesthetic surgeries
- Organ transplants other than kidneys
- Infertility or fertility treatments
- OPD consultations without admission
- Experimental or unauthorised procedures
Note: MJPJAY and Ayushman Bharat (PM-JAY) are separate schemes. In Maharashtra, MJPJAY is administered independently. Eligible beneficiaries may benefit from both. Always confirm with your hospital’s MJPJAY helpdesk.
How To Apply
- Visit jeevandayee.gov.in and select “Register Beneficiary”
- Enter Aadhaar or ration card details and upload ID/income proof
- Select your district and preferred empanelled hospital
- Submit and save your acknowledgment
- Receive your MJPJAY card on approval
Find A Specialist Near You
Onco-Life accepts MJPJAY at its own centres and works alongside its wider network of location and specialty pages. If you’re checking eligibility for cancer care specifically, here’s where to look next:
Other Government Health Schemes
MJPJAY isn’t the only option – depending on eligibility, patients may also qualify for:
- Ayushman Bharat (PM-JAY)
- CGHS
- ECHS
- Maharashtra Police Kutumb Arogya Yojana
- Full scheme eligibility comparison
Frequently Asked Questions (FAQ)
MJPJAY: Free Cashless Cancer Treatment in Maharashtra-FAQs
How long does it take to get an MJPJAY card?
Typically 10–15 working days after document verification.
Is MJPJAY valid outside Maharashtra?
No - MJPJAY is a Maharashtra state scheme and only applies at hospitals empanelled within the state.
Does MJPJAY cover cancer treatment specifically?
Yes - chemotherapy, radiation therapy and cancer surgery are covered for eligible beneficiaries at empanelled hospitals.
Can I use MJPJAY more than once a year?
Yes, within the annual family coverage limit of ₹1.5 lakh (₹2.5 lakh for kidney transplants).
